[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.vitka.cz\/i-pujcka-se-hodi\/#Article","mainEntityOfPage":"https:\/\/www.vitka.cz\/i-pujcka-se-hodi\/","headline":"I p\u016fj\u010dka se hod\u00ed","name":"I p\u016fj\u010dka se hod\u00ed","description":"Ani ten nej\u00fasp\u011b\u0161n\u011bj\u0161\u00ed ze v\u0161ech podnikatel\u016f na sv\u011bt\u011b si nem\u016f\u017ee b\u00fdt nikdy stoprocentn\u011b jist\u00fd svou v\u011b\u010dnou solventnost\u00ed. Ka\u017ed\u00fd m\u016f\u017ee n\u011bkdy narazit na finan\u010dn\u00ed probl\u00e9my, kter\u00e9…","datePublished":"2022-01-14","dateModified":"2023-06-08","author":{"@type":"Person","@id":"https:\/\/www.vitka.cz\/author\/#Person","name":"","url":"https:\/\/www.vitka.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4faace62981be50719be6a25151192978e6d585737a520836dcb98934de3bb45?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4faace62981be50719be6a25151192978e6d585737a520836dcb98934de3bb45?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"vitka.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.vitka.cz\/wp-content\/uploads\/art417677_16x9_20261002_164228_2oDbKY.jpg","url":"https:\/\/www.vitka.cz\/wp-content\/uploads\/art417677_16x9_20261002_164228_2oDbKY.jpg","height":0,"width":0},"url":"https:\/\/www.vitka.cz\/i-pujcka-se-hodi\/","about":["Ekonomika"],"wordCount":411,"articleBody":"       Ani ten nej\u00fasp\u011b\u0161n\u011bj\u0161\u00ed ze v\u0161ech podnikatel\u016f na sv\u011bt\u011b si nem\u016f\u017ee b\u00fdt nikdy stoprocentn\u011b jist\u00fd svou v\u011b\u010dnou solventnost\u00ed. Ka\u017ed\u00fd m\u016f\u017ee n\u011bkdy narazit na finan\u010dn\u00ed probl\u00e9my, kter\u00e9 mu mohou klidn\u011b i notn\u011b zkomplikovat jeho podnik\u00e1n\u00ed a t\u00edm pota\u017emo i \u017eivot jako takov\u00fd. Nikdo nen\u00ed takov\u00e9ho nebezpe\u010d\u00ed ne\u00fasp\u011bchu u\u0161et\u0159en, a to jednodu\u0161e proto, \u017ee je podnik\u00e1n\u00ed pln\u00e9 nejistot. A sta\u010d\u00ed, aby n\u011bkdo ze z\u00e1kazn\u00edk\u016f nezaplatil, sta\u010d\u00ed, aby poklesla popt\u00e1vka nebo stouply cenu vstup\u016f, a je zle. Ale jenom m\u00e1lokdy je na\u0161t\u011bst\u00ed nejh\u016f\u0159. A tak si podnikatel\u00e9, kte\u0159\u00ed v\u011bd\u00ed, jak na to, obvykle dok\u00e1\u017eou poradit. Co\u017e znamen\u00e1, \u017ee nevyd\u011blaj\u00ed-li si moment\u00e1ln\u011b dost pen\u011bz, vezmou si za dostate\u010dn\u011b v\u00fdhodn\u00fdch podm\u00ednek podnikatelskou p\u016fj\u010dku, kterou vyu\u017eij\u00ed k p\u0159e\u010dk\u00e1n\u00ed t\u011b\u017ek\u00fdch \u010das\u016f. Ov\u0161em to chce pochopiteln\u011b v\u011bd\u011bt, kterou p\u016fj\u010dku si vz\u00edt, respektive pro kterou se rozhodnout. Kdy\u017e to toti\u017e n\u011bjak\u00fd ten podnikatel nev\u00ed, \u010dasto si p\u0159id\u011bl\u00e1 mo\u0159e starost\u00ed. N\u011bkdo neznal\u00fd z \u0159ad podnikatel\u016f se toti\u017e v t\u00edsni obrac\u00ed se \u017e\u00e1dostmi o p\u016fj\u010dku na banky. Tady pak dokl\u00e1d\u00e1 slo\u017eit\u011b v\u0161echno, co se po n\u011bm po\u017eaduje, a nejednou kv\u016fli n\u00edzk\u00fdm p\u0159\u00edjm\u016fm nebo z\u00e1znam\u016fm v registrech dlu\u017en\u00edk\u016f neusp\u011bje. A kde se naopak d\u00e1 dobrat \u00fasp\u011bchu, tedy z\u00edskat pen\u00edze, kter\u00e9 jsou tolik pot\u0159eba? U mnoh\u00fdch ze soukromn\u00edk\u016f p\u0159ipad\u00e1 v \u00favahu vlastn\u011b jenom hypot\u00e9ka bez p\u0159\u00edjmu od nebankovn\u00ed spole\u010dnosti. Tady toti\u017e usp\u011bj\u00ed i ti, kdo nejsou podle n\u00e1zoru bank bonitn\u00ed, a to d\u00edky nemovitosti, kter\u00e1 se tu d\u00e1v\u00e1 do z\u00e1stavy stejn\u011b jako u jin\u00fdch hypot\u00e9k.  Tady se prost\u011b ru\u010d\u00ed za spl\u00e1cen\u00ed nemovitost\u00ed, a t\u00edm p\u00e1dem tu nemaj\u00ed takovou v\u00e1hu p\u0159\u00edjmy \u017eadatele, jeho registry dlu\u017en\u00edk\u016f \u010di jin\u00e1 rizika, je\u017e dok\u00e1\u017eou zhatit v\u0161echny nad\u011bje v bank\u00e1ch. Tady se zastav\u00ed nemovitost, prok\u00e1\u017ee se n\u011bjak\u00e1 ta schopnost sehnat pen\u00edze na spl\u00e1tky, a pen\u00edze ur\u010den\u00e9 k investov\u00e1n\u00ed do podnik\u00e1n\u00ed jsou v kr\u00e1tk\u00e9m \u010dase k dispozici. A to dokonce za hodn\u011b v\u00fdhodn\u00fdch podm\u00ednek.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"I p\u016fj\u010dka se hod\u00ed","item":"https:\/\/www.vitka.cz\/i-pujcka-se-hodi\/#breadcrumbitem"}]}]